Buying Steps

Let David help you every step of the way. When purchasing a home, you are faced with a multitude of decisions! The primary one is whether you are actually prepared to purchase a home. Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Although, once you have determined that you are ready to move forward with the required effort towards your home-purchasing goal, the rewards are unquestionable.

While at your side each step of the way, David will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. David will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.

David is always familiar with the current homes on the market, and will know neighborhood values well, so he can help you determine which properties are fairly-priced and in good condition before you start your search.

Your First Step

Your first step to buying a home is to first ask yourself why you want to buy a home: to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? To retire? Next, list what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves."

Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.

Think about home styles. How much space do you need?  Are you considering a house, townhouse or apartment?  Does your situation require a one-level home, or are stairs acceptable? Houses and townhouses usually have stairs. If apartment, low rise or high rise.  Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.

Your Next Step: Loan Pre-Qualification

Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a bank or mortgage company. This can be done over the phone or even online in a matter of minutes.

Call David and he will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for their clients. They will get you the best rate for a mortgage matched to your needs.  There is no charge for this service

David Will Find The Right Homes For You

Once you've been pre-qualified and know what price range you want to stay in, David can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them and set you up to receive new listing alerts as soon a new listings hit the market. Public websites have a 1 to 2 day update delay

David has the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search listings here at his website.  This website is directly linked to the real estate board. There is no time delay.  All listings are up to date.

David Will Help You Every Step Of The Way

David will help you complete your financing, bank appraisal,  inspection, meet with lawyer/notary and close on the transaction. His top priority is to make sure that your home buying experience is pleasant, cost-efficient, time-efficient and successful.